Screenshots
About Shinhan Bank Indonesia SOL
Shinhan Bank Indonesia SOL is a modern digital banking app designed with simplicity, speed, and user-friendly features at its core. Whether you're managing daily finances or executing international transfers, SOL streamlines every transaction with intuitive design and robust security.
Enjoy frictionless banking without the hassle of traditional authentication. Skip OTP requirements and log in instantly using biometric options—TouchID, FaceID, or a simple 6-digit PIN. Once authenticated, share transaction receipts directly via WhatsApp or SMS, keeping your records organized and accessible. Customize your home screen with preferred menus and quick-access widgets, enabling transfers right from your device's home screen without opening the app.
Handle all your transfer needs with confidence. Execute domestic transfers through multiple channels—Online, SKN, RTGS, or innovative phone number transfers. For international money movement, access overseas transfers to USD, AUD, EUR, SGD, HKD, and JPY with discounts up to 80%. Customers with multi-currency accounts can also transfer between IDR and USD accounts within Shinhan's network seamlessly.
Manage bills and payments effortlessly through a comprehensive suite of services. Pay utilities for prepaid and postpaid options across major Indonesian providers including PLN, Telkomsel, XL, Tri, and Smartfren. Settle postpaid bills for Telkompay, Telkomsel Halo, and PLN accounts. Top up digital wallets like GOPAY and OVO, book airline tickets through Sriwijaya Air, and process tax payments via MPN. Additional billing features continue to expand, keeping your banking options current.
Grow your savings through online time deposits with minimal barriers to entry. Open accounts starting from just Rp 1,000,000 or USD 100 with zero opening fees and no cancellation penalties—ideal for flexible savers seeking competitive returns.
Security remains paramount with device-specific restrictions. SOL operates on a single device only, with automatic 24-hour freeze protection if your account activates on another device, preventing unauthorized access and protecting your assets.
Getting started is straightforward: download Shinhan Bank Indonesia SOL, log in with your existing credentials (or visit a branch to register), set your 6-digit M-OTP PIN, and begin banking immediately. Switch your login method anytime to match your security preferences. Transform the way you bank with a digital solution built for modern Indonesia.
Pros & Cons
Pros
- Biometric login eliminates OTP friction for faster authentication
- International transfers to six currencies with discounts up to 80%
- Home screen widgets enable transfers without opening the app
- Time deposits start at just Rp 1,000,000 with no opening fees
Cons
- Single-device restriction limits access if you switch phones
- Account freezes for 24 hours if login detected on another device
- Requires existing Shinhan Bank credentials or branch registration first
- Limited to Indonesian providers for bill payments and utilities
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